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Insure Your Jet Ski With Taylor Watkins

Jet skiing is a wonderful way to experience the waters of the UK. Arguably one of the most fun water crafts on the market, jet skiing is also considered to be an extreme sport because of the high speeds involved. Jet skis and their accessories also tend to be expensive. Therefore it is essential that you find the right insurance policy to ensure that you have full peace of mind when using your jet ski. 

Luckily, at Taylor Watkins,  we compare rates and coverage options from the entire market, evaluating different insurance companies in order to find you the best policy for your specific needs. We provide fast, impartial quotes so that you can get the level of cover you require for your jet ski. Simply request a quote and we can get you insured as fast as possible, sometimes even within 24 hours.

How Quickly Can I Get Jet Ski Insurance?

At Taylor Watkins, we want to get you covered ASAP. Apply online today, or give us a call, and we will get back to you quickly with a quote tailored specifically to your jet ski needs. Usually we can get back to you within the same day, and then get you covered within a matter of days. 

If you are using your jet ski in the UK or Europe, it is likely that you will be offered a quote online instantly. This can be purchased immediately. The entirely free online application process is set up to be as quick and efficient as possible so that you can find a quote to suit your financial and boating requirements. 

It is important to note that the specific timeline will depend on the provider. It can take a matter of days or weeks, depending on the timeline that the provider stipulates. Once you have received a quote, and selected a provider and policy, you will need to submit an application that provides information about your jet ski, and pay a premium. The coverage may not begin until you have paid the premium and received confirmation from your insurance provider.

The time frame will also depend on your specific situation. If you have recently purchased a jet ski and are looking to insure it, this may take slightly longer than if you are renewing or extending your insurance cover. 


How Much Will My Policy Cost?

When insuring your jet ski, there are several factors that will affect the policy and, therefore, the cost to insure. Below are a list of just a few of them:

  • Type of jet ski. Policy and cost will vary depending on the type of jet ski you are looking to insure, for example whether it is a stand-up, sit-down, or single seater.
  • Model of jet ski: Insurance policy and price will also depend on the specifications of the jet ski you are insuring. For example the year it was made, the engine size, and other mechanical specifications will affect the type of policy you receive.
  • Proficiency: Coverage may also be affected by your experience, confidence level, and any licenses you may hold for jet ski use.
  • Purpose of use: Insurance policy and price will also be affected by the way in which you are planning to use your jet ski. For example whether it is for racing and trick-riding, familial purposes, or if you are using it for towing purposes.
  • Location of use: Policy may also be affected by where you plan to use your jet ski. For example, whether you are planning to use it in seas and oceans or inland waterways. 


What to Look for in a Jet Ski Insurance Policy?

Jet ski insurance policies will vary quite extensively between insurers, and depending on your specific situation. But below are some of the aspects of coverage that you might expect when insuring your jet ski:

  • Machine failure cover: Many policies will include cover for machinery failure as standard when the jet ski is under a certain number of years.
  • In-Transit cover. Depending on where you store your jet ski, you may need to transport it to water before taking it out. This usually involves towage or taking it in a trailer. In-transit cover can protect your jet ski as it is being transported.
  • Third-part jet ski liability cover. This cover is typically standard for jet ski insurance, with a variable maximum amount, and protects you against the claims of others. It is important to check the exclusions for these types of policies to see who is considered to be a ‘third party’
  • No Claims Discount. Many insurers offer a no claims policy, meaning that your insurance policy will be cheaper if you have no prior claims. Sometimes they also offer the option to protect this No Claims Discount.

Is it a Legal Requirement to Have Jet Ski Insurance in the UK?

It is not legally necessary to have jet ski insurance in order to jet ski in the UK. However it is a little more complicated than this. For example, jet skiing on seas and oceans does not require any insurance. However if you are planning to use the jet ski on inland waterways, then you are usually required to have insurance before you can apply for a waterways license. 

Furthermore, some marinas or yacht clubs require proof of insurance before you can dock your jet ski.

While insurance is often not compulsory, it is always wise to properly insure your jet ski and any accessories. Jet skiing is an extreme sport and therefore accidents can be common. Luckily, at Taylor Watkins, we work to get you the best cover quickly, so that you can enjoy your jet skiing with complete peace of mind. 


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