Hovercraft Insurance

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Hovercraft Insurance

Having the right insurance is an essential part of using any type of boat, whether that is a jet ski, a yacht, a motorboat, or a hovercraft. Ensuring that you have the right covers means that if there is an unfortunate scenario where something goes wrong, or something untoward takes place, you and everyone on board are fully covered by a trusted insurance policy.

 If you own your own hovercraft, then it is essential that you find the right insurance so that you can enjoy the excitement of hovercrafting with full peace of mind. Because hovercrafts operate both in land and at sea, they are particularly prone to accidents. This means that taking the time to find the right insurance policy for your hovercraft is incredibly important.


What is Included in Hovercraft Insurance? 

Hovercraft insurance policies generally cover a whole range of risks. These can include: 

  • Loss of damage or property on board. Hovercraft insurance policies can provide coverage for the damage, or theft of personal property on the boat, such as electronics and other items.
  • Liability for injuries or damage to others. Hovercraft insurance policies can also include liability coverage. This provides protection in case of an accident involving the injury of another person (medical expenses, legal fees, etc.)
  • Damage to the vessel. Hovercraft insurance policies can also cover damage to the vessel itself, such as damage from collisions with other boats and objects, damages from weather incidents, theft, or vandalism. 

The specific coverage will depend on the policy and provider. Request a quote today from Taylor Watkins.

How Much Does Hovercraft Insurance Cost?

Generally, hovercraft policies run to several hundred pounds per year, but your specific costs will depend on policy and provider. At Taylor Watkins, we are able to provide quotes quickly to suit your financial and boating needs.


How Soon Can I Get Insured?

At Taylor Watkins, we want to get you covered ASAP. Apply online today or give us a call and we will get back to you as quickly as possible with a quote tailored specifically to your boating needs. Usually we are able to get back to you the same day, and then get you covered within a matter of days.

If you are using your hovercraft in the UK or Europe, you are likely to be offered a quote online instantly. This can be purchased immediately. The entire application process is free. We will find a quote that will suit your financial and boating requirements.

It is important to note that the specific timeline will depend on the provider. It can take a matter of days or weeks, depending on the timeline that the provider stipulates.


What Information Do I Need To Provide?

You will need to provide several pieces of information when applying for hovercraft insurance. These can include:

  • Purpose of Use: Specific policies will depend on how you are planning to use the hovercraft (for example, whether it is for leisure or commercial purposes).
  • Location of Use: Policies may also depend where you are planning to use the hovercraft (for example whether you are planning to use the craft at sea or in inland waterways.
  • Proficiency at hovercrafting: Your confidence and experience level will also affect the policy
  • Model of hovercraft: The specification of the hovercraft (for example the year it was made, horsepower etc.) may also potentially affect the policy

Do I Need to Have Hovercraft Insurance?

It is not a legal requirement to have insurance in order to use a hovercraft in the UK. However, it can depend on the area in which you use the hovercraft. This is especially true on inland waterways. Local authorities may have powers to require that a hovercraft has passenger liability and third-party insurance cover.It is absolutely beneficial, and recommended, to have hovercraft insurance. 

Do I Need A License to Use a Hovercraft?

No, you do not need a license to operate a hovercraft. This is because hovercrafts are classified as boats for recreational purposes. However, if you wish to operate your hovercraft commercially, the situation is different. It is important that you check your local regulations when it comes to commercial operation of a hovercraft. At Taylor Watkins, we provide a range of specialist covers that can help you cover your vehicle whatever the use.

It is also important to note that while you do not need a license to operate a hovercraft, local authorities may have powers over the use of the foreshore and other landing areas, and may issue licenses for the use of these areas.



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