Boat Insurance Magazine

The Pros And Cons Of Living Aboard A Boat

A lot of people daydream about living on a boat. It seems like a romantic and carefree lifestyle, jetting off to exotic destinations and living a life of simplicity away from the hustle and bustle of the city and other commitments.

But is it all it’s cracked up to be? Life at sea is unpredictable and involves sacrificing comfort and convenience. Decide what works best for your lifestyle and go with it. Let’s explore the pros and cons of living on a boat.

Pro: It’s an adventure!

Living on a boat can be a unique and exciting experience, providing non-stop adventure and ever-changing scenery. You’re never stuck in one place too long, so you always have something new to explore. And you can change your view outside at any time. The sense of freedom associated with spending your life on a boat is also incomparable. 

Con: It can get lonely

If you’re living on a boat alone, prepare yourself because you’ll often be completely alone, with no other people around for miles. The ability of a boat engine to carry you away from the mundane is both a blessing and a curse. While its liberating feeling can provide peace, it could leave you without access to medical care or supplies in distress.

Pro: It’s affordable

Living on a boat could save you hundreds of dollars per week because you won’t be paying rent or a mortgage (assuming you paid for your boat in full), and there will be no electricity or large water bills. 

Anchoring your boat is usually free, while mooring balls cost a small fee for you to claim as your own. If you want to moor at a marina, you will have to pay slip fees, but you will also have access to power, laundry, and shower facilities, among other things. It’s still a lot cheaper than renting a house.

Con: Maintenance can be expensive

While living on a boat will save you money on expenses like rent and electricity, there are other costs you need to consider. For example, keeping the boat maintained and in good condition, as well as being safe, can be costly. Boats often have expensive equipment and parts; of course, they also require fuel to keep moving, and fuel isn’t cheap.

Regular boat cleaning is also essential to prevent mould, rust, and other wear and tear. Just as you’d seek out professional services for specialised cleaning tasks, it’s wise to consider experts who understand the nuances of boat maintenance and cleaning to keep your vessel in pristine condition. Regular deep cleaning can significantly extend the cleanliness and life of your boat.

Pro: Free and versatile

Every day is different at sea, whether sailing from one exotic port to another or dropping anchor in secluded bays. While living in such close quarters may be difficult for some, others find it ideal. And, if you ever get bored, you can just cast off your moorings and set off for a new destination. There’s something incredibly freeing about that kind of lifestyle.

Con: It’s unpredictable

Adjusting to life on a boat isn’t for everyone, especially those who are used to the comforts of land-based life. Living on a boat is a huge lifestyle change. 

You’re confined to living in a small space, subjected to the unpredictability of weather, and dealing with limited room and resources. There are also additional things to consider, like tides, currents, and navigation, that can prove tricky if you’re not experienced. 

Pro: It’s eco-friendly

The biggest benefit of living on a boat is that it is environmentally friendly. You can dramatically lower your energy consumption compared to a typical home. 

Your boat’s water tank limits your water consumption, promoting efficiency. The same can be said for your generator, or even better, choose solar power and install your own panels.

Preparation is key

Preparation is key to a successful lifestyle if you are keen to try living on a boat. Make sure the boat has been fully equipped with all the little luxuries you would have in a house. This could include a shower, toilet, large built-in bed, fridge, microwave, and TV. 

And you also need the essentials, such as a GPS navigation system and other boat technology. If you are hauling your boat on land occasionally, consider a boat trailer and the proper gear, such as an electric brake controller that accompanies it.

Take time to consider the pros and cons before you set off. Living on a boat allows you to travel while having your own home. It also offers an inherently closer connection with nature than other typical residences can provide, allowing you to explore the world while surrounded by its beauty.